Privacy Policy
Effective Date: 01-02-2026
Sharada Micro Services Association (“we”, “our”, “us”) is committed to protecting the privacy and personal information of our members, beneficiaries, donors, partners, and website visitors. This Privacy Policy explains how we collect, use, disclose, and safeguard your information.
1. Information We Collect
We may collect the following types of information:
a) Personal Information
- Full name
- Contact details (phone number, email address, postal address)
- Date of birth
- Gender
- Identity proof details (as required for compliance)
- Financial information (bank details, income details, loan-related information)
b) Non-Personal Information
- Browser type and device information
- IP address
- Website usage data
- Cookies and analytics data
2. How We Use Your Information
We use the collected information to:
- Process loan applications and related services
- Verify identity and maintain regulatory compliance
- Provide financial and social welfare services
- Respond to inquiries and customer support requests
- Improve our website and services
- Communicate updates, notices, and important information
- Maintain internal records and reporting
3. Data Sharing and Disclosure
We do not sell, trade, or rent your personal information.
We may share information only when:
- Required by law or government authorities
- Necessary for regulatory compliance
- Working with trusted service providers (such as auditors, IT support, or legal advisors) under confidentiality agreements
- Protecting our legal rights and preventing fraud
4. Data Security
We implement appropriate technical and organizational security measures to protect your personal information from unauthorized access, misuse, loss, or disclosure.
However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.
5. Cookies and Website Tracking
Our website may use cookies to:
- Improve user experience
- Analyze website traffic
- Enhance website functionality
You can choose to disable cookies through your browser settings.
6. Your Rights
You have the right to:
- Request access to your personal data
- Request correction of inaccurate information
- Request deletion of data (subject to legal obligations)
- Withdraw consent where applicable
To exercise these rights, please contact us at:
Email: query@sharadamicroservices.com
Phone: +918957006311
7. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices of those external websites.
8. Retention of Information
We retain personal information only as long as necessary to fulfill the purposes outlined in this policy or as required by law.
9. Policy Updates
We may update this Privacy Policy from time to time. Changes will be posted on this page with the updated effective date.
10. Contact Us
If you have any questions regarding this Privacy Policy, please contact:
Sharada Micro Services Association
info@sharadamicroservices.com
Email: query@sharadamicroservices.com
Phone: +918957006311