Terms & Conditions
Effective Date: 01-02-2026
Welcome to the website of Sharada Micro Services Association (“we”, “our”, “us”). By accessing or using our website and services, you agree to comply with and be bound by the following Terms & Conditions. If you do not agree, please do not use our website or services.
1. About Us
Sharada Micro Services Association is a registered Section 8 non-profit organization under the Ministry of Corporate Affairs, Government of India. We provide financial assistance, microloan services, and social welfare support to women entrepreneurs, students, and farmers across rural and semi-urban areas.
2. Use of Website
By using this website, you agree to:
- Provide accurate and complete information
- Use the website only for lawful purposes
- Not misuse, copy, or distribute website content without permission
- Not attempt to hack, disrupt, or damage the website
We reserve the right to restrict or terminate access if misuse is detected.
3. Eligibility for Services
Our financial and social services are subject to:
- Verification of documents
- Eligibility assessment
- Internal approval policies
- Compliance with applicable Indian laws
Submission of an application does not guarantee approval.
4. Loan & Financial Services Terms
- Loan approval is subject to internal evaluation.
- Applicants must provide genuine documents and accurate information.
- Any false information may lead to rejection or legal action.
- Repayment terms (if applicable) will be clearly communicated at the time of approval.
- Sharada Micro Services Association reserves the right to modify service terms.
5. Donations (If Applicable)
If donations are accepted through the website:
- Donations are voluntary.
- Refunds, if applicable, will be processed as per our Refund Policy.
- Donors must provide accurate information for records and compliance.
6. Intellectual Property
All content on this website including text, logos, graphics, and design is the property of Sharada Micro Services Association unless otherwise stated. Unauthorized use or reproduction is strictly prohibited.
7. Limitation of Liability
We strive to provide accurate and updated information. However:
- We do not guarantee that website content is error-free.
- We are not liable for any direct or indirect damages arising from use of the website.
- Service availability may be modified or discontinued without prior notice.
8. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or policies of external websites.
9. Privacy
Use of this website is also governed by our Privacy Policy. By using the website, you consent to our data collection and usage practices.
10. Governing Law & Jurisdiction
These Terms & Conditions are governed by the laws of India. Any disputes shall be subject to the jurisdiction of courts located in Uttar Pradesh.
11. Changes to Terms
We reserve the right to update or modify these Terms & Conditions at any time. Updated versions will be posted on this page with the effective date.
12. Contact Information
For any questions regarding these Terms & Conditions, please contact:
Sharada Micro Services Association
info@sharadamicroservices.com
Email: query@sharadamicroservices.com
Phone: +918957006311